5 issues small business owners will face in 2013

In 2013, small business owners will contend with many of the same issues that made it hard to run their companies during the past 12 months.

They’re also heading into the new year with a lot of uncertainty. It’s unlikely that negotiations in Congress will resolve all of lawmakers’ disagreements over tax and budget issues that affect small businesses. And there are still many questions about the implications of the healthcare law for small companies.

That points to continued caution — and perhaps slow hiring — among the nation’s small companies.

“Uncertainty is the bane of every small business,” says Scott Shane, a professor of entrepreneurship at Case Western Reserve University’s Weatherhead School of Management in Cleveland. “Their only rational response is to pull in their horns and slow down.”

Small businesses aren’t likely to get much encouragement from the economy. It’s expected to grow by no more than 3 percent in 2013, according to the Federal Reserve. That’s a moderate pace, better than the 1.7 percent that the economy grew during the first three quarters of 2012. But it’s also far from robust.

Here’s a look at some of the issues facing small businesses in the coming year:

TAXES

Lawmakers are still haggling over what’s called the fiscal cliff, the combination of billions of dollars in tax increases and budget cuts. Even if Congress reaches an agreement, small business owners won’t have the certainty they need, according to Todd McCracken, president of the National Small Business Association, a group that lobbies on behalf of small companies.

“It almost surely won’t be comprehensive enough that we won’t be revisiting it next year,” McCracken says. He’s concerned that there’ll be another fiscal cliff in six months — which would mean more negotiations and more uncertainty.

Many small business owners are worried about their personal tax rates. Sole proprietors, partners and owners of what are called S corporations, all report the income from their businesses on their individual Form 1040 returns. That means their companies are in effect taxed at personal rates, which can be higher than corporate rates.

One of the most important tax provisions for small businesses, what’s known as the Section 179 deduction, will shrink to $25,000 next year from $125,000 in 2012. The deduction, which applies to equipment purchases, was $500,000 in 2011. Congress can increase the deduction at any time, even after 2013 has begun. But for the time being, business owners can’t count on getting a big break.

“It’s a huge change for companies planning on making investments,” McCracken says.

It’s not known if Congress will extend the 2 percentage point payroll tax cut that workers have had for two years. If it doesn’t, consumers will have less money in their paychecks to spend, and that is likely to affect retailers and any other small businesses that sell directly to the public.

HEALTHCARE

Healthcare has been another source of uncertainty for small business owners. The new year will bring some, but probably not all, of the answers to questions about how the new healthcare law will affect them. Many will have to devote some time to understanding the law — or hire someone to help them do it.

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Police still have no clue why man was set on fire on Christmas night

A Miami-Dade man who was set on fire at a gas station Christmas night remains in critical condition at Jackson Memorial Hospital Thursday morning, hospital spokesman Edwin O’Dell told The Miami Herald.

Miami-Dade police did not have any new updates into the investigation of why Darrell Brackett, 44, was set on fire at the U-Gas station at 4700 NW 27th Ave.

Brackett’s mother Bridgett Brackett said that relatives hope to distribute flyers this afternoon at the gas station to help police search for tips. She had not received any updates from the hospital or police early Thursday morning.

Police “are out there canvassing the neighborhood -- going door to door trying to see if anybody saw anything,” Brackett said.

On Christmas night, Brackett and his girlfriend had a cookout at their home in Miami-Dade county, his mother said. Then, they took their guests home and after dropping them off, Brackett and his girlfriend ran out of gas near Northwest 49th Street and 23rd Avenue. Brackett walked to the U-Gas where he paid for gas and walked over to the pump.

The events that then unfolded were not clear to police Wednesday except that they got calls about a man on fire running in the street. Bridgett Brackett said a woman who spotted her son rushed to help him and got him to roll on the ground in the dirt of the median, which extinguished the flames. Brackett’s mother said her son told her he had asked some men a question and said to his rescuer repeatedly “They didn’t have to do this to me.”

Bridgett said that when she saw her son the first night he was admitted to the hospital “he was moving around, moving his head, he was trying to open his eyes. I told him I was there.” On Wednesday he was in “excruciating pain” so the doctors put him in a medically-induced coma so they could change his bandages.

“I talked to him yesterday,” she said Thursday. “He could hear but didn’t respond.”

He has third-degree burns over 75 percent of his body and no skin on much of his body -- he was wearing cut-off jeans which saved the skin on his thighs, she said.

Bridgett said that a doctor told her it will be a long recovery.

“He is going to have to have a lot of surgeries,” she said. “He has no skin left on his body to do a skin graph. They are going to have to find an alternative way of doing a skin graph. ... The first three days is a critical time for him right now. .... After three days or so we will see what the prognosis is going to be long term and short term.”

Darrell Brackett works for his girlfriend’s uncle’s lawn service as the uncle’s “right hand man” as a gardener and driver, his mother said. A fun-loving man, he grew up in Liberty City and graduated from Miami Northwestern High School.

On the surface, Bridgett appears calm though she says she is grieving on the inside.

“God has spoken to me and told me to leave it in his hands,” she said. “I have a certain peace about me now. When I am by myself I cry. I have to be strong. There were times last night I cried and I prayed. ... I know God can work miracles.”

Detectives ask anyone with information to call Miami-Dade County Crime Stoppers at 305-471-8477.

Miami Herald news partner WFOR-CBS4 contributed to this report.

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Teen Wolf Season Three Video

It's been a tumultuous off-season for the cast and crew of MTV's Teen Wolf as Colton Haynes unexpectedly left the series after his character, Jackson, was gifted an 11th hour resurrection in the season two finale.

"These past few yrs have been the best of my life," Haynes wrote on his Twitter account. "I'm sad that this chapter has ended, but excited for a new one to begin. Thx for the love."

But the remaining cast is forging ahead on season three, and MTV just released this video from the first day of shooting that opens with Tyler Posey, Dylan O'Brien and Tyler Hoechlin displaying the off-screen chemistry that translates into on-screen magic!

RELATED - Dylan O'Brien Talks 'Sterek' Love

The boys aren't the only ones getting in on the BTS action as Crystal Reed (sporting a drastically different 'do for Allison) and Holland Roden film a scene, while Teen Wolf newbies Charlie & Max Carver flaunt the bodies the show's talented trainers have built.

Dylan and Tyler then answer some fan letters, so check out their adorable answers and gear up for season three, premiering in 2013!

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EPA chief Lisa Jackson to resign

WASHINGTON — The Obama administration's chief environmental watchdog, EPA Administrator Lisa Jackson, is stepping down after a nearly four-year tenure marked by high-profile brawls over global warming pollution, the Keystone XL oil pipeline, new controls on coal-fired plants and several other hot-button issues that affect the nation's economy and people's health.

Jackson, the agency's first black administrator, constantly found herself caught between administration pledges to solve controversial environmental problems and steady resistance from Republicans and industrial groups who complained that the agency's rules destroyed jobs and made it harder for American companies to compete internationally.

AP

EPA Administrator Lisa Jackson

The GOP chairman of the House Energy and Commerce Committee, Rep. Fred Upton, said last year that Jackson would need her own parking spot at the Capitol because he planned to bring her in so frequently for questioning. Republican presidential nominee Mitt Romney called for her firing, a stance that had little downside during the GOP primary.

Jackson, 50, a chemical engineer by training, did not point to any particular reason for her departure. Historically, Cabinet members looking to move on will leave at the beginning of a president's second term.

"I will leave the EPA confident the ship is sailing in the right direction, and ready in my own life for new challenges, time with my family and new opportunities to make a difference," she said in a statement. Jackson gave no exact date for her departure, but will leave after Obama's State of the Union address in late January.

In a separate statement, Obama said Jackson has been "an important part of my team." He thanked her for serving and praised her "unwavering commitment" to the public's health.

"Under her leadership, the EPA has taken sensible and important steps to protect the air we breathe and the water we drink, including implementing the first national standard for harmful mercury pollution, taking important action to combat climate change under the Clean Air Act and playing a key role in establishing historic fuel economy standards that will save the average American family thousands of dollars at the pump, while also slashing carbon pollution."

Environmental groups had high expectations for the Obama administration after eight years of President George W. Bush, a Texas oilman who rebuffed the agency's scientists and refused to take action on climate change. Jackson came into office promising a more active EPA.

But she soon learned that changes would not occur as quickly as she had hoped. Jackson watched as a Democratic-led effort to reduce global warming emissions passed the House in 2009 but was abandoned by the Senate as economic concerns became the priority. The concept behind the bill, referred to as cap-and-trade, would have set up a system in which power companies bought and sold pollution rights.

"That's a revolutionary message for our country," Jackson said at a Paris conference a few months after taking the job.

Jackson experienced another big setback last year when the administration scrubbed a clean-air regulation aimed at reducing health-threatening smog. Republican lawmakers had been hammering the president over the proposed rule, accusing his administration of making it harder for companies to create jobs.

She also vowed to better control toxic coal ash after a massive spill in Tennessee, but that regulation has yet to be finalized more than four years after the spill.

Jackson had some victories, too. During her tenure, the administration finalized a new rule doubling fuel efficiency standards for cars and light trucks. The requirements will be phased in over 13 years and eventually require all new vehicles to average 54.5 mpg, up from 28.6 mpg at the end of last year.

She shepherded another rule that forces power plants to control mercury and other toxic pollutants for the first time. Previously, the nation's coal- and oil-fired power plants had been allowed to run without addressing their full environmental and public health costs.

Jackson also helped persuade the administration to table the controversial Keystone XL pipeline, which would have brought carbon-heavy tar sands oil from Canada to refineries in Texas.

House Republicans dedicated much of their time this past election year trying to rein in the EPA. They passed a bill seeking to thwart regulation of the coal industry and quash the stricter fuel efficiency standards. In the end, though, the bill made no headway in the Senate. It served mostly as election-year fodder that appeared to have little impact on the presidential election.

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Deadline to apply for free foreclosure case reviews is Monday

Florida residents who believe they suffered from shoddy foreclosure practices have through Monday to apply for a free case review that could net them up to $125,000 if wrongdoing is found.

The program, which is overseen by the Office of the Comptroller of the Currency, began in November 2011 with an estimated 4 million eligibility letters mailed nationwide.

As of late September, just 3.8 percent of Floridians who were sent letters about their eligibility for the review have applied.

Cases are eligible for review if the foreclosure was on a primary residence in some stage of foreclosure during 2009 and 2010. The foreclosure had to have been handled by one of 24 banks or mortgage servicers named in consent orders crafted in response to findings of foreclosure deficiencies. The affected servicers can be found at independentforeclosurereview.com.

Problems contacting borrowers who may have been evicted from foreclosed homes, as well as borrower fatigue in applying for aid programs probably contributed to the limited response, some foreclosure defense attorneys said.

“A lot of these homeowners have been promised a lot of things in the past that were never fulfilled,” said attorney Ron Kaniuk, of Sachs Sax Caplan in Boca Raton. “It’s the law of diminishing returns. Once you are disappointed a few times, you stop filling stuff out.”

The Independent Foreclosure Review is separate from the $25 billion attorneys general settlement reached in February.

Nationwide, the return rate of borrowers responding to eligibility letters was about 5.3 percent through Sept. 27. Since then, an additional 121,677 borrowers have applied nationwide, said Bryan Hubbard, a spokesman for the Office of the Comptroller of the Currency.

The original deadline to apply for the review was April 30. It was pushed back to July 31 and then Dec. 31.

Reviewers are looking for several problems including failure to put a homeowner on a permanent loan modification after he or she successfully completed a trial period, foreclosing on a borrower while he or she was current on payments under a loan modification, and not providing a borrower with proper notification during a foreclosure.

Remediation to borrowers can include credit fixes, reimbursement of improperly charged fees, and lump-sum payments of between $500 and $125,000.

For more information about the Independent Foreclosure Review, call 1-888-952-9105.

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Outdoorsy fun for the New Year’s holiday

So, as Miss Ella once sang, What Are You Doing New Year’s Eve?

Many of you, of course, will ring in 2013 with champagne and dancing at one of the clubs in Miami Beach or downtown Miami — and many of these same people will wake up with a hangover Tuesday only to wonder why they spent $2,000 to be in the same space as R&B/hip-hop act Drake and a DJ at the Fontainebleau or depressed that they spent $1,500 for a VIP table at the Catalina’s Studio 54 party to hear ’70s disco when they could have played Donna, Gloria and the Village People at any old time on iTunes for a few houseguests.

Clubbing not your thing? Good thing you live in South Florida, where going outside generally makes sense at this time of year. Here are some suggestions for activities, with an accent on the great outdoors and even a little fitness thrown in for good measure.

King Mango Strut

The annual spoof of the Orange Bowl Parade — or whatever some politician wants to call it now, as in ‘La Gran Naranja’ — has been “putting the ‘nut’ back in ‘Coconut Grove’ since 1981,” its ads tout. This time around, being an election year should provide plenty of fodder, and not just the silliness going on in West Kendall and Brickell, where some people are still waiting to cast a vote in the presidential race. (Obama won, go home.) The snarky parade pokes good-natured fun at the people and things behind the events that made the news snap during the year. This year’s grand marshal will be Clint Eastwood’s chair, fresh from the Republican National Convention.

This year’s parade takes place at 2 p.m. Sunday in downtown Coconut Grove on the corner of Commodore Plaza and Main Highway. The wacky participants turn left onto Main Highway and then left onto Grand Avenue at CocoWalk. Get comfy along the street and prepare to giggle. Call the Mango Hotline at 305-582-0955 for information.

The orange rises

You can go traditional and watch the ball rise in downtown Miami at the Bayfront Park Amphitheater New Year’s shindig, La Gran Naranja. The free event features music and the midnight countdown for the climb of the Big Orange along the side of the Hotel InterContinental, followed by fireworks. Be there at 301 N. Biscayne Blvd. Call 305-358-7550.

Just want the fireworks part? Miami Beach’s New Year’s Eve Party offers a free fireworks celebration at midnight on the beach near Ocean Drive and Eighth Street, if you can tear yourself away from Carl Cox at Mansion and Calvin Harris at Liv. Call 305-673-7400.

Bike It

Shark Valley, on the Tamiami Trail about 35 miles into the Everglades, is a real South Florida experience. Cycle amid gators — and we’re not talking the University of Florida variety. Alligators, wading birds and turtles frolic freely in the greenery along the 15-mile round-trip bike path. A multilevel observation at the midpoint offers a nice break spot for a boxed lunch or photo ops. There are no shortcuts, but you can opt for a tram tour. Call 305-221-8776.

Other leisurely bike rides around town include the shaded 13 or so miles of the Old Cutler Trail in South Miami, and you can pop over to Pinecrest Gardens for the Sunday Green Market, one of South Florida’s best farmers markets. North Dade residents aren’t too far from the restored Hollywood Beach Broadwalk for some nice ocean views while cycling or strolling.

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Jennifer Garner Named Celebrity Mother of the Year

Jennifer Garner, 40, not only remains an A-list actress and looks amazing without makeup -- but she's now also being recognized as an incredible mother to her three kids with Ben Affleck, Violet, 7, Seraphina, 3, and Samuel, 10 months.

The woman who has it all was just crowned Today's Parent Magazine's Celebrity Mother of the Year, where according to the popular mag, she won by "a landslide." The magazine lists obvious reasons such as how Jennifer appears relatable yet still "gorgeous and put-together," but they also note her honesty about being overwhelmed and exhausted as a mother of three, specifically her surprisingly candid admission to Conan O'Brien in August that she's done having kids. 

Video: Jennifer Garner's Secret for Losing Baby Weight

And of course, though she is clearly an attentive mother, she's managed to star in a few well-received movies this year like The Odd Life of Timothy Green and Butter, which she also produced. She'll also star opposite Matthew McConaughey in next year's highly anticipated Dallas Buyers Club.

Though Jennifer's big win is hardly surprising -- one look at her seemingly always happy children despite the presence of paparazzi is a testament to her amazing parenting skills. 

Video: Emmy Flashback -- An Adorable Jennifer Garner Talks About  Having Her First Child in '05.

Celebrity Mother of the Year runner-ups for 2012 include Reese Witherspoon, Beyonce, Jessica Simpson and Jessica Alba.

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Afghan bomber kills self, 3 others at gate of major US base near Khost

KABUL, Afghanistan — A vehicle driven by a suicide bomber exploded at the gate of a major US military base in eastern Afghanistan on Wednesday, killing the attacker and three Afghans, Afghan police said. The Taliban claimed responsibility for the attack.

Police Gen. Abdul Qayum Baqizai said a local guard who questioned the vehicle driver at the gate of Camp Chapman was killed along with two civilians and the assailant. The camp is located adjacent to the airport of the capital of Khost province, which borders Pakistan. Chapman and nearby Camp Salerno had been frequently targeted by militants in the past, but violent incidents have decreased considerably in recent months.

Taliban spokesman Zabihullah Mujahid said in an email that the bomber targeted Afghan police manning the gate and Afghans working for the Americans entering the base. He claimed high casualties were inflicted.

NATO operates with more than 100,000 troops in the country, including some 66,000 American forces. It is handing most combat operations over to the Afghans in preparation for a pullout from Afghanistan in 2014. Militant groups, including the Taliban, rarely face NATO troops head-on and rely mainly on roadside bombs and suicide attacks.

NATO forces and foreign civilians have also been increasingly attacked by rogue Afghan military and police, eroding trust between the allies.

On Tuesday, the Interior Ministry said a policewoman who killed an American contractor in Kabul a day earlier was a native Iranian who came to Afghanistan and displayed "unstable behavior" but had no known links to militants.

The policewoman, identified as Sgt. Nargas, shot 49-year-old Joseph Griffin, of Mansfield, Georgia, on Monday, in the first such shooting by a woman in the spate of insider attacks. Nargas walked into a heavily-guarded compound in the heart of Kabul, confronted Griffin and shot him once with her pistol.

The U.S-based security firm DynCorp International said on its website that Griffin was a US military veteran who earlier worked with law enforcement agencies in the United States. In Kabul, he was under contract to the NATO military command to advise the Afghan police force.

The ministry spokesman, Sediq Sediqi, told a news conference that Nargas, who uses one name like many in the country, was born in Tehran, where she married an Afghan. She moved to the country 10 years ago, after her husband obtained fake documents enabling her to live and work there.

A mother of four in her early 30s, she joined the police five years ago, held various positions and had a clean record, he said. Sediqi produced an Iranian passport that he said was found at her home.

No militant group has claimed responsibility for the killing.

The chief investigator of the case, Police Gen. Mohammad Zahir, said that during interrogation, the policewoman said she had plans to kill either the Kabul governor, city police chief or Zahir himself, but when she realized that penetrating the last security cordons to reach them would be too difficult, she saw "a foreigner" and turned her weapon on him.

There have been 60 insider attacks this year against foreign military and civilian personnel, compared to 21 in 2011. This surge presents another looming security issue as NATO prepares to pull out almost all of its forces by 2014, putting the war against the Taliban and other militant groups largely in the hands of the Afghans.

More than 50 Afghan members of the government's security forces also have died this year in attacks by their own colleagues. The Taliban claims such incidents reflect a growing popular opposition to the foreign military presence and the Kabul government.

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Miami: We’re still busiest cruise port

Florida’s ports are steaming bow-to-bow in the race to be the world’s businest cruise ship port.

Though some publications have reported Port Canaveral in the lead with 3,761,056 million for its fiscal year ending Sept. 30, PortMiami officials Monday said they had hosted 3,774,452 passengers during the same period, putting it slightly ahead. Fort Lauderdale’s PortEverglades reported 3,689,000 passengers for the period, putting it slightly behind the others in third place.

“We’re all very close,’’ said Paula Musto, PortMiami spokeswoman.

PortMiami has slipped below its previous high of 4 million plus passengers because of changing ship deployments, she said. That number is expected to again cruise past 4 million in 2013 as several new ships homeport in Miami.

Jane Wooldridge

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Memorial set for Ex-Florida governor candidate

A memorial service for Bill McBride, the Florida Democrat who defeated Janet Reno for the party’s gubernatorial nomination in 2002 but lost to Republican Gov. Jeb Bush, will be held later this week in Tampa.

The service is scheduled for 1 p.m. Friday at the Palma Ceia Presbyterian Church.

McBride suffered a fatal heart attack Saturday while visiting with family in Mount Airy, N.C. He was 67.

McBride defeated Reno, who was U.S. attorney general under President Bill Clinton, in the Democratic primary to run against Bush. Before entering politics, he was managing partner at the prestigious Holland & Knight law firm.

McBride’s wife, Alex Sink, was the Democratic nominee for governor in 2010, losing to now-Gov. Rick Scott. The couple lived outside of Tampa.

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